Tag Archives: Life



Life’s a movie, let the camera roll

Fast life moving, ain’t no going slow

That’s right, baby, you already know

You already know, hope you’re ready

Ready, steady, steady, rocking


You already know!

Driving to my appointment this song comes on You already Know by Fergie ft. Nicki Minaj and I replayed it so many times I was in the hype level of Vibe.

We all go through life stress and on this journey, I was heading to a doctor’s appointment nervous, anxious but this doctor had a mazing bedside manner and empathy that I needed. When I left his office, I called my husband to check in before leaving the parking lot. I refreshed my playlist, and this song came on again “You already know” I replayed it over and over until I came home. I don’t know where I have been that I have not heard it, but I am in love with it.

I get home, and I had a package delivered on my porch. This was the cherry to my amazing day – I received a Caricatures by Akbar.

Caricatures by Akbar

This made my day! I ordered a frame, done deal! Wow.

#ViBE #MBA #Fannytasticlife

Professional ViBES

I say all this because these gestures of happiness create an abundance of Vibes. Positive Vibes.

According to the Oxford dictionary the definition of VIBE is a person’s emotional state, or the atmosphere of a place as communicated to and felt by others.

This word is defined by many acronyms, for my cause it is ViBE (Vitality in Business Edification)

  • Vitality – an active state of strength within ourselves.
  • in – inclusion
  • Business – production of an individual, commercial or industrial who sells a service or trade for a profit or engaged in professional activities.
  • Edification – improvement through instruction or journey of a person morally or intellectually

The classifications I speak about are Business, lifestyle, energy, and family. These drivers help me stay focused and speak to motivate and coach to finding the full circle in life. Demonstrating how to be strong and survive in many areas of business and life.

How do we utilize these concepts?

Utilizing ViBE is the moment and direction you take from A to B. On our journey in life, we are delivered and eventually pass away and in between is the life we live. Although this may sound cliché it is truly the essence of us understanding this and taking control of the vibes, we allow to a go with us on our journey. In the image below this is illustrated by both positive and negative vibes, at birth that are parallel in our life until death through the unknown factors and known factors of our journey. The known factors are what we plan, our goals, the direction we want to take or not take. The unknown is static and the unexpected which can also be positive or negative.

ViBE experience

Your Perception. How do you visualize yourself.

Recently, I was about to change my hairstyle. I was feeling a little loathing. However, when I looked at that caricature, I felt refreshed and recognized myself, for who I am. That image above is how I perceive myself. This may not be how others view me. But this is my visual idea: professional, happy, goal looking for, goal reaching, and successful reflection of self.

Understanding what my ideal feeling is, leads to the next step. Maintenance of who I am is the next step. We all do this with diets, exercise, reading, attend church, shopping, go to school, or none of the above. It is how we choose to live and navigate through our journey of life. To stay in a positive vibe, requires self-assessment and periodic check-ins of who you are. For example, do you want to change or remain the same. These evaluations that we subconsciously internalize, are more than self-esteem, as this deeply involves being honest with who you are. Setting goals, which some are attainable, some that are a challenge and reaching them or not, intentions on reaching goals are also valuable. However, recognizing when these goals are out of reach or reality can affect your self-assessment.

Reflections of self can help you in the next steps of your journey. Knowing what you like and what you don’t like and owning it by not being persuaded to change. Keeping who you want in your journey is also part of your individual growth. Knowing when to cut ties, who you keep in your circle will help you gather control over the direction of your life and benefit the people who are also on their own journeys mingling with your circle. You rejuvenation of self-help, helps you, help others, help you, reflect, as it is a cycle of reciprocation.

Self-transformation can be quite simple or extremely difficult. You may want to change your entire persona, name, location, features, or simplify and weed out the unnecessary, or control rations of what you use and consume. This is complex, the first step is to understand your goals where you want to be in the next 5, 10, 15 and 20 years of your life. Your extension should be no longer than two decades, where you can figure out your journey. Although, there will be many unknown factors you can decide how to deal with engaging at those intersections of your journey.

Many people choose not to plan at all and live day-to-day, which is also acceptable for their journey. Everyone is different and no one is giving a rule book to decipher. I chose the purposeful path in my journey as I like to stay focused. In my life I have experienced so much unknown static of obstacles that having a plan helps me stay in my homeostasis state of steady and calm energy and positive vibes. This works for me. This may not work for you. I should also mention this has taken me a lifetime to understand, develop and continuously work on.

Space – Rules of Engagement

Do you play by rules of engagement. Here is an exercise, to help you evaluate your “space”. Stand up and face a mirror, practice extending your arm out in front of you, imagine a line at the tip of your fingers going horizontally and vertically. Approximate how much of a distance this is, this is your comfort zone and personal space. Now imagine this all around you all the time. Now put your arm down and imagine this idea when speaking to people. Anyone outside this zone is the unknown zone, not the planned zone. So you have a choice to engage or not to engage. You are either interested or not interested. Simple concept. Application involves you owning and claiming your space.

Think about when you are shopping, and a salesperson says, “would you like to…” and you respond with, “I am not interested, thank you!” or “No, thank you!” this is how you would respond if you were not interested, because you are not interested. Now, if you are in person and the speaker does not get it. Completely, turn your body around or disengage in eye contact. You always have the right to not engage. When someone wants to speak to you, and you don’t want to take part. You have control over this engagement. If a person was to enter your “space” simply tell them, “I am not interested, thank you.” Just like with the salesperson in the example above. In one tone you state your needs (not to engage/not interested) then walk away, hang up the phone, respond in the text, or, in any form of communication. Be precise and concise, short and to the point, in your own way. Your message is clear. On that same point if you are interested, engage, interact, and share the vibe.

Below is an illustration of the “space” in rules of engagement with the journey cycle. Here the arm of space guides the idea of your personal comfort zone. Amongst the unknown, the chosen choice that is a mix of the unknown and known (journey) and the cycle that continuously moves forward in your lifetime. This diagram shows your choices and control over your actions and engagements.

ViBE Journey Cycle

Professional Maintenance

Now that we understand what our space involves. Think about when you are at work or your place of business and someone approaches you. Let us use a manager or a supervisor as the example. Utilizing the rules of engagement, which also apply here. In this environment we won’t say “I’m not interested” because in this type of communication, you don’t want to be labeled or considered insubordinate. However, when the person is speaking with you, you can go ahead and re direct the level of constructive feedback.

If your manager states: “hey, I like that you’ve been handing in your reports on time, but I don’t like how you do your analysis.” Your engagement may be a response like this: “Thank you for that positive feedback on my time management of projects. Specifically, what about my analysis doesn’t meet your needs so that I can go back and re-evaluate my work.” What you did there is a self-assessment and an assessment of your manager.

In the response, you addressed their accolade and issue by reiterating what they said, labeling the skill “Time management,” and level of responsibility “Projects.” You also addressed what you liked and enjoyed in the conversation. Then addressed the unclear message of what they said they didn’t like, and you asked for a detailed interpretation of what they specifically needed, which set up your rules of engagement. Next time, they will appreciate you accepting criticism professionally even if they are not.

What if you are the one that is getting the roadblock on your approach. Stop. When someone is not interested in your message, don’t push it. Redirect your plan and what is your goal when you deliver the message? Rethink your approach or find a new audience that would be interested. Is this a common interest, is this the right time to discuss this matter? Did I think my thoughts thoroughly before I engaged? Also, actively listening, before speaking will answer most of your questions, this may help you in preparing a natural response or not at all.

How you are perceived by the world. Their Perception

After reflection, self-assessment, rules of engagement and the established “YOU” factor the only item left in ViBE is how you are perceived by others. This may not be one of your concerns or this may be a plague on how you continue with your life. Everyone as I mentioned is different. People come from different family back grounds, lifestyles, adhere to rigid conservative behavior or are very liberal and all may have biases that they don’t even know they have. This is all acceptable and the key here is they belong to them and not you.

For example, I have tattoos, however when I am engaging in a professional atmosphere that includes: the doctors office, dental, nail salon, hair stylist, business partner, client, child’s teachers, etc., I will always dress professionally. Professional attire including suits, long sleeve, etc., because although I am proud of my tattoos; I don’t want a bias that they own, get in the way of a service they are supplying or receiving from my consultation be the takeaway. Any decision must be made in a level, which I am respected first. Just like I will respect them by their credentials also.
Consider the first impression rule be the application here. Down the road you can express this interest and share the vibes.

Ownership and Control

Ownership is simpler than you can imagine because in our daily lives we constantly react and play by natural rules of engagement. This can include waiting online to buy tickets for the movies. Paying for our groceries at the supermarket. Knowing to be quiet and adjust our voice in the library. Screaming, yelling, and celebrating at a sports arena. We understand that these rules already exist. The ownership is key in how we set up success in our lives this equates to the vitality and the inclusion of business with constant learnings through edification.

Lastly, when we are reaching success professionally in our environment, we will constantly need to collaborate work with teams and receive new information as well as supply feedback in assessments. To be proficient and strategic, as the subject matter expert in these relationships, it is important that they respect and trust your opinion. Demonstrating a streamlined credence in feeling for your belief, to be accepted into their community of thought, while supplying value for their own journey.

Thank you for joining me on this journey of Fannytasticlife discussing the professional ViBE; as, you already know!

Here are two fun TikTok that showcase You already know and my ViBE!

#Fergie #YouAlreadyKnow #Vevo

Here all about this on Spotify!

Caviar Dreams with Peanut Butter Pockets.


Often times we tend to dream big but not realistic. Then we are truly let down by our inflated expectations. No matter what you dream, I say dream big and set realistic goals that way it is not a letdown and when you make your goal, reward yourself; right! Manage those expectations even in regards to finance.

Well, I recently had to do some adult stuff and roll over a 401K plan. I reached out to my bank and requested to open a Traditional IRA.

I had to first call the financial administrator of my 401K plan and that was such a tedious long call that went everywhere but nowhere as they had an issue finding my account. Finally, at the end of the call I had to contact my bank and schedule a visit. I felt overwhelmed but I spoke to such a lovely lady at the bank, who scheduled an in person visit with me the following day.

By the way, what I learned is that all you need to provide the administrator is the name of the bank and type of account you are rolling over to and they can send out your funds straight away without further delay.

Sometimes, a review of finances can be intimidating like my fabulous style. So, I wanted to make my appointment visit with a professional attire. Our subconscious can sometimes do more harm that our conscious, anywho. I arrived for my appointment and I was treated like a queen. My, roll over was not a lot of money per say and I was also there to discuss my husband’s finances that I wanted to assist rolling over and that was significantly higher than mine. Either way, the representative at the bank treated me like gold, matter of fact platinum. While we were there she went over my account in addition to the services I needed on this visit and she went out of her way to explain changes I can make with my account to eliminate unnecessary fees, certain charges, and overall a healthier account that would work better for me. She then credited me back for an overcharge and two fees. I must say I felt like I was overjoyed with the treatment and amount of care she gave my account and business.

Somethings we went over regarding my accounts I would like to share with you, that way, my amazing Fannytasticlife readers can enrich their own accounts and take away while possibly applying these practices to your finances; healthier wealth of knowledge.

10 Tips to having healthier financial accounts (please check with your bank institution as this may not apply to every bank):

  1. At the end of every fiscal year, contact your bank and ask to be credited back for fees, normally you can be credited back for up to three. If you were charged $35 on an overdraft, or something like that as a mere customer courtesy they can apply $100 – $115 back to your account.
  2. How many accounts do you really need? Well if you are married you may want a joint, a private checking, and, a savings. In one bank institution as having multiple accounts may charge you maintenance fees that you cannot get credited back. Some banks offer no fees if you keep a specific minimum in these accounts and/or apply a direct deposit to the account of $500 or more monthly. Now if you make more than $500 a month you can split the direct deposit so that the checking accounts can get founded avoiding fees if you cannot make the minimum.
  3. If you have a savings, some bank will ask you to set up an automatic transfer monthly and that will eliminate any fees applies there.
  4. If you find that you have accounts a numerous bank (my issue, I spread the wealth) you will be getting charge maintenance fees all over. Now, Maintenance fees can range from $12 and up a month. That is about $144 – $250 a year, per account, per bank.
  5. If you have about $500 or more sitting around and you already have a 401K set up at your job but want to do a little investing on your own for a steady growth of funds you can open up your own Traditional IRA account and when it is a small amount $5000 or less, you can manage it yourself depending on the bank and invest these funds. You can also use the banks particular apps or feature to set a goal of what you are looking to make and then invest either risky or modest to build that investment.
  6. If you have $5000 or more most banks will offer an investing person to help you manage that wealth for you.
  7. Also, you can always at any time roll over your 401k to your own individual IRA without penalty. You may not want to this as some companies offer matched, however if your company does not offer a great package you can just open an IRA on your own and start investing for your future resting.
  8. Most banks offer great alerting tips, that let you know if your balance is low, if a transaction posted that was high and you can create some of them on your own when visiting the apps. This is a great feature if you have automatic payments that you may have forgotten about or just to set up reminders as we do get busy.
  9. Some accounts offer a benefit for savings, like if you open up a new account you get $250, if you have children you can set up new accounts for each of them and that can be the starting point for their account.
  10. Cashback, cashback, cashback… who does not love getting cash back. Well, this was not a tip that was mentioned, but we did discuss cashback and I have a tip that I utilize that may work for you. When you have a credit card (CC) that offers this here is a tip for you. Figure out what your overall balance is, and then instead of using it to make purchases apply it to a bill for example. Let us say your phone bill that you pay monthly is hypothetically speaking $100. Now, let us say you get a cashback of 5%, that is $5.00 if you project that for the year you can possibly earn $60. So, in lieu of paying the phone bill direct, think about it as a triangle. Use CC, to pay the Bill, use the cash to pay CC or set up an automatic recurring payment to pay the card; establish the amount or budget first. What will happen is your bill(s) will be paid and then when you pay CC, your best gal, she will reward you with cash back. This may need it is on blog…. I usually get a ton of questions on this. Let me know 🙂 would love to hear your feedback.
  • BONUS 1: Lastly, I have mentioned this in a previous blog and it is worth the mention here Protection for your best gal, CC I wrote about having insurance for all possible financial valuables including your credit. This can truly make the difference when you have an issue. For example, a lot of people recently became unemployed if you have an Account Assure or Credit Card Protection even an Aflac or policy of that nature, you can contact them and submit a claim that your life circumstances changed and now you are unemployed. Check out that article to learn how you can help yourself get financial help on those payments, possible hardships and sometimes they will pick up the complete tab.
  • BONUS 2: This comes from Nadia Pettignano who is a great long time friend, who recently mentioned in one of the comments on a post that they, “would also explore splitting mortgage payments 2x per month, it will save you tons of interest on your loan if you are a homeowner.” I am going to look into that! Thanks Nadia.

Overall, I was super pleased with the level of service at the bank and all the the tender, loving, care (TLC) I was given.

Thank you for taking this financial journey with me on this Fannytasticlife!

Fannytasticlife, Coping with feeling left out! Fannytasticlife

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  1. Fannytasticlife, Coping with feeling left out!
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  3. Fannytasticlife, Meditation of Patience.
  4. Fannytasticlife, Teachers who inspire!
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Caviar Dreams with Peanut Butter Pockets

New baby, rusty?


Brought home a brand new baby boy, three weeks ago today. And I’m so happy so proud, so blessed and so exhausted. The last time I had a baby was five years ago and two years before that for a total of seven years ago, so maybe I’m a little rusty.

He is just so sweet, so cute, so loving, so little so lovable. He is also a nocturnal sleeping baby who refuses to sleep at night and this ol’ gal is spoiled when it comes to sleep.

Like every new mother I read all the books of what to expect when expecting and did all the research I could and went to the library and referenced all the possibilities of having a newborn. Seven years later, who does that? Everything now, is Google this and Google that.  I mean really who has time to go to the library, look in the Dewey Decimal System which, I honestly love. Then, Figure out reference guides and books; it just doesn’t happen like that anymore. So, what I have become a big fan of his Pinterest and of course Google. 

Pinterest really opened my eyes to blogging.  This is because I simply put a search topic in and boom thousands of articles pop up! How simple, pretty easy and accessible.  So many hits on how to do just about anything. I have referenced everything I can possibly think of on Pinterest starting from: what to pack in my bag for the hospital; what to expect when I get to the delivery ward; how to manage nursing; top name brands for strollers and cribs; etc. You name it, it was easy and accessible. 

I am going off on a tangent, so now back to my brand new baby boy. The day came I brought home my baby introduced him to his older brothers.  First week done, I was flowing with milk, and glowing. 

Week two, creeped in, hubby went back to work and circles appeared under my eyes.  A cold came over me on Thanksgiving day and the sensation to nap has become more important than anything,  including self maintenance.

Now, week three settles in and a feeling of relief has come in.  And balance is back, just a smidge.   We have had a plethora of guests which, kept my sanity. Today, my husband and I went to the mall for some Christmas shopping with baby after we dropped off the boys to school. Just spending time with them has also helped the sanity.

The first two weeks I almost thought I was neglecting my older sons by holding back on the attention I give them.  However,  my children (who are very outspoken) told me that they felt a lack in attention but they understand the baby needs me.  Although, I felt guilty I also felt relief that we discussed it and it is normal.

Today, when they came home our schedule was back on track and homeostasis was at base line. Ofcourse not perfect, babyboy, is fighting sleep as I am writing this but it is ok.

Because, he is a newborn.
He only knows his mommy and her scent.
He doesn’t understand his new world yet, which is outside the womb. 
He is just wanting, to be comforted, fed and changed.  He will sleep when he is ready.  My rusty stage has now transitioned to titanium mommy courage.

The oldest golden rule that was told to me when I was a new mommy seven years ago was,  “Sleep when the baby sleeps.” To add to that, like with my other children, I need to pay attention to his clues.  Learn his schedule and then figure out the balance (possibly set up an alarm on the fancy phones we all seem to have as an aide) that way I am healthy, sleeping and energized for the new born.

Have a Fannytastic Life!